Mobile EMI Locker

Build your complete EMI system — Apps + Panels + Website

Simple for your team. Safe for your business. We handle setup, hosting and training for a smooth launch.

Fast Go-Live

Launch in 30–90 days with training & testing

We set up everything for you — server, apps, website, and Super Admin with ready-to-use flows.

Secure & Simple

IMEI-bound locks, reminders, payment tracking

Stop misuse. Automate reminders. Track dues and recoveries live from a single dashboard.

Distributor App Development

Build & control distributor network easily

Add retailers, assign keys, track collections, and see live recovery — all in one app.

  • Retailer onboarding & KYC
  • Key issue, renew & revoke
  • Auto reminders for dues
  • Live recovery dashboard
  • Distributor onboarding
  • Region-wise pricing
  • Credit limits & caps
  • eMandate setup
  • Settlement reports
  • Suspicious device flags
  • Multi-branch support
  • WhatsApp/SMS templates
  • Bulk key upload
  • Refunds & adjustments
  • Full audit trail
  • Excel/CSV export
Distributor illustration
Retailer illustration
Retailer App Development

Everything a retailer needs — in one app

Add customers, set EMI plans, lock phones, and send payment links — no extra effort.

  • Device lock by IMEI
  • Auto payment links
  • Collection history
  • Built-in support
  • EMI plan setup in 30 sec
  • WhatsApp/SMS reminders
  • GPS/location capture
  • Customer eKYC & docs
  • Soft/Hard lock options
  • One‑tap unlock after payment
  • New SIM alert to admin
  • Block USB/data transfer
  • Payment receipts & notes
  • Refund/adjustment request
  • Tickets & resolution log
  • Hindi & regional language UI
Distributor & Retailer Web-Panels

Work fast on desktop with full control

Role-based access, bulk actions and detailed reports — designed for speed.

  • Roles & permissions
  • Bulk import/update
  • Audit logs & IP guard
  • Excel/CSV export
  • Multi-branch & regions
  • Key wallet management
  • Pricing & tax settings
  • Team activity timeline
  • Approvals / maker-checker
  • Session & device logs
  • Custom reports builder
  • Scheduled email reports
  • Webhooks & API access
  • Two-factor authentication
  • Dark mode & responsive UI
  • Backup / restore tools
Web Panel illustration
Customer app illustration
Customer App Development

Clear dues, get unlock — no confusion

Customer can see due date, pay easily, and the device unlocks as per rules.

  • View due date & amount
  • Pay via UPI/PG
  • Payment history & receipts
  • WhatsApp/SMS reminders
  • Multi-language UI
  • Support chat/call
  • Secure OTP login
  • Profile & KYC view
  • Unlock status tracker
  • New SIM change alert
  • Update address & contact
  • Raise ticket in 1 tap
  • EMI calculator
  • Documents vault
  • Works on low network
  • Light/Dark mode
Business Website Development

Premium website to grow your brand

SEO-friendly pages, lead forms and WhatsApp CTA — built for conversions.

  • SEO-ready pages
  • Fast loading
  • Lead forms with validation
  • WhatsApp/Call CTAs
  • Blog & news module
  • Analytics & pixels
  • Landing pages for ads
  • FAQs & help pages
  • Pricing tables
  • Testimonials & case studies
  • Careers & job form
  • Multi-location pages
  • Sitemap & robots setup
  • SSL & security headers
  • CDN & caching ready
  • Admin CMS to edit content
Business website illustration
Super Admin panel illustration
Super Admin Panel Development

One place to control everything

All settings, reports and user controls for distributors, retailers and staff.

  • Global settings & policies
  • Roles & approvals
  • eMandate, WhatsApp, SMS, PG
  • Data backup & exports
  • Key pricing & limits
  • Fraud & risk rules
  • Notification templates
  • Company & branch masters
  • Logs & audit trail
  • Maker-checker for refunds
  • API keys & webhooks
  • Uptime & health monitor
  • Permission matrix
  • Import tools
  • Support SLA & priority
  • Multi-tenant ready

What benefits do you get?

Clear process, less risk, faster collections — explained in simple words.

Stop Misuse

IMEI-bound lock makes phone use limited until EMI is cleared.

Auto Reminders

WhatsApp/SMS reminders go on time to reduce late payments.

Live Tracking

See dues, payments and recovery in one dashboard.

Customer Control

Customers cannot reset or flash the phone until EMI is paid.

Secure Data

All transactions and user info are encrypted end‑to‑end.

Targeted Recovery

Get insights to focus on high‑risk customers first.

Quick Go‑Live

Ready setup for Distributor, Retailer & Customer in 30 days.

1‑Year Support

Dedicated team for updates, fixes & smooth operations.

Customizable Modules

We can tailor features as per your business workflow.

FAQs

Everything about Mobile EMI Locker

Clear answers to help you understand our EMI Locker ecosystem — app modules, pricing, timeline, technology, and post‑launch support.

Mobile EMI Locker FAQs

Mobile EMI Locker is a complete software ecosystem that helps distributors and retailers lock or unlock mobile phones remotely based on EMI status. It includes Customer App, Retailer App, Distributor App, and Super Admin Panel.
The pricing depends on features and platforms selected:
  • Plan 01 — ₹5 Lakh: Basic Android apps + Super Admin
  • Plan 02 — ₹8 Lakh: Full Android apps + Website + Admin Panel
  • Plan 03 — ₹15 Lakh: Android + iOS apps + Web panels (complete ecosystem)
All plans include 1‑year hosting, maintenance & technical support.
The system includes:
  • • Distributor App — manage retailers, keys & payments
  • • Retailer App — activate EMI keys & manage customers
  • • Customer App — phone locking, EMI tracking & payment alerts
  • • Super Admin Panel — complete backend control, reports & settings
Development time varies by plan:
  • • Basic plan — 45 to 60 days
  • • Advanced ecosystem — 90 to 120 days
Each project includes full testing, deployment, and client‑side training.
We use Kotlin / Flutter for apps, Laravel / Node.js for backend, and MySQL / MongoDB for database. All systems are secured with cloud‑level encryption and role‑based access.
The Mobile EMI Locker links every customer phone to its loan via the IMEI number. Here’s the simple flow in plain language:
  • • Retailer adds customer, EMI plan and device IMEI in the app.
  • • Phone stays in soft/hard lock mode until EMIs are paid as per rules.
  • • Customer gets WhatsApp/SMS reminders with quick payment links.
  • • On payment, lock relaxes or unlock happens automatically.
  • • Distributors/Admin see live dues, payments, recovery on dashboard.
  • • At EMI completion, device is fully unlocked and closed in the system.
Mobile EMI Locker ecosystem illustration
Illustration representing Mobile EMI Locker apps and panels

Start Your Mobile EMI Locker Journey

  • Customer Android App Development
  • Customer iOS App Development
  • Retailer Android App Development
  • Retailer iOS App Development
  • Distributor Android App Development
  • Distributor iOS App Development
  • Distributor Web-Panel Development
  • Retailer Web-Panel Development
  • Premium Website Development
  • Super Admin Panel Development

Contact Our Team

Need help or have questions about your EMI Locker App? Connect with us instantly — our team is ready to assist you.

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